County Court Judgements (CCJ)
County Court Judgements or CCJs are issued through the county court when an outstanding debt has been ordered to be paid. This is usually requested as monthly instalments and will appear on your credit rating.
If you get court paperwork don't panic. A lot of people fear the courts but remember that a court is there to be fair to both sides. It will be on your side as much as the lenders.
The forms are sometimes complicated but if you fill them in, or
get some advice on how to fill them in, the court will only ask you
to pay what you can afford. Once the court makes the judgement both
parties have to stick to it and it often stops the arguments about
how much you should be paying.
Debtaid can help with the forms and with making repayments plans
in the same way a court would. If you have any further questions
please contact
us to get advice about CCJs
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/how-we-help/direct-advice.aspxCounty Court Judgements (CCJ)
CCJs or County Court Judgements can be a scary prospect, we can help complete forms required by the court to ensure you only pay what you can afford.
/how-we-help/county-court-judgements-(ccj).aspxDefault Notices
Default notices are a formal way of letting you know your behind on payments. If you have received a notice we can offer advice on how to manage that debt.
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When you miss an expected payment, the account falls into 'arrears', which is a legal term which is used to describe overdue debts.
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