posted on Tuesday, 2nd June 2009
It always amazes me how many people we help here at Debtaid who have split from their relationship because of the debt they are in.
This cycle of debt gets even worse when both people are living apart because it is so much more expensive to live alone.
In most cases simple advice is all that is needed to sort out the initial debt problem and therefore save the relationship. We ask "would there be a problem without the debt" the answer is usually "no". The gradual build up of debt forces pressures on relationships eventually which can be difficult to control.
The other point people are worries about is being responsible for the partners debt. This is simply not the case and even if they are married those debts remain the responsibility of the individual named on the account.
It's a good feeling to sort out the debt and therefore eliminate the problems in a relationship, and it can all be done very easily in most cases. There are loads of advice lines about including our own freephone debt advice line if this sounds a familiar situation pick up the phone and kill two birds with one stone.
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Are you struggling to make repayments, spending more than your earning or just worried about growing debt. We can offer you a debt management plan.
/how-we-help/debt-advice-by-phone.aspxTalk to experienced and knowledgable advisors directly. We appreciate you are busy and aim to deal with your query as quickly and efficiently as possible.
/how-we-help/direct-advice.aspxCCJs or County Court Judgements can be a scary prospect, we can help complete forms required by the court to ensure you only pay what you can afford.
/how-we-help/county-court-judgements-(ccj).aspxDefault notices are a formal way of letting you know your behind on payments. If you have received a notice we can offer advice on how to manage that debt.
/how-we-help/default-notices.aspxWhen you miss an expected payment, the account falls into 'arrears', which is a legal term which is used to describe overdue debts.
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/how-we-help/baliffs.aspxBankruptcy is too often used as a way to escape debt. We can help advise on whether bankruptcy is the route to choose and how to proceed.
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/how-we-help/recent-redundancy.aspxAn IVA is a solution for debt that should be compaired with others, it may be the best solution for your situation.
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